Unique Advisory
Complex choices.
Simple decisions.
Insurance, healthcare, investments and life cover can be complicated. We help you understand your options and make informed decisions with confidence.
Insure · Health · Invest · Life
What we do
One advisory relationship.
Four areas that matter.
Insure
Protect what you own.
Personal and business insurance doesn't need to be difficult to understand. We help you identify the …
Explore InsureHealth
Protect your health.
Navigate medical schemes, gap cover and healthcare benefits with clarity — matched to your needs, affordability …
Explore HealthInvest
Build what comes next.
Investment and retirement planning built around your objectives, goals and time horizons.
Explore InvestLife
Protect who matters.
Life, disability and income protection for you, your family and your business.
Explore LifeWhy Unique Advisory
Advice before products.
Clear advice
We turn complex financial information into language you can understand.
Relevant solutions
Advice shaped around your needs, circumstances and goals.
Choice
We assess suitable options rather than starting with a predetermined product.
One relationship
Insurance, health, investments and life cover in one advisory relationship.
Ongoing guidance
Your circumstances change. Your financial arrangements should evolve with them.
Your financial life isn't divided into products.
Your medical aid affects your healthcare costs. Your insurance protects your assets. Your life cover protects your family. Your investments build your future.
We look at the bigger picture.
Let's talkThe advisory journey
Simple by design.
- 01
Understand
We learn about you, your circumstances and your objectives.
- 02
Assess
We look at your existing arrangements and identify needs or gaps.
- 03
Compare
We assess appropriate options.
- 04
Advise
We explain the choices and provide recommendations.
- 05
Implement
We help put the agreed solutions in place.
- 06
Review
We revisit your needs as your circumstances change.
Insights
Worth knowing.
Understanding your insurance excess
What an excess is, why it exists, and how it changes your premium.
Medical aid vs gap cover
They solve different problems. Here's how they fit together.
How much life cover do I need?
A practical framework for working out what your family would actually need.
Let's make it simpler.
Tell us what you need help with and we'll connect you with the right adviser.